Apartment Loan Rates

RATES AS OF: February 19, 2009

AIM SMALL BALANCE MULTIFAMILY PROGRAM

MAXIMUM LTV	PROGRAM	TERM	RATE
• 80% Purchase • 80% Rate Term Refinance • 80% Cash Out Refinance	5-year Term	30	5.880%
	7-year Term	30	6.090%
	10-year Term	30	6.160%
	15-year Term	30	7.000%
	30-year Term	30	7.180%

• Multi-family, Mobile Home Parks, Mixed use
• 5 Units plus
• Replacement Reserves Underwritten, not Collected
• ARM based on LIBOR (6 months)
• Down payment can come from home equity or other loans
• Seller can pay buyer closing costs up to 3%
• 1.20x DCR
• Rate Lock available at Commitment

AIM FLOATING RATE PROGRAM

MAXIMUM LTV	PROGRAM	AMORTIZATION	RATE
80% LTV	5, 7 & 10 Year Terms	30	as low as 4.00%

• 1 & 3 Month Floating Rate Structures
• 5, 7, & 10 Year Terms, Convertible to Fixed available

AIM INTEREST ONLY PROGRAM

MAXIMUM LTV	PROGRAM	TERM	RATE
• 80% Purchase • 75% Refinance	3-year ARM	30	7.22%
	5-year ARM	30	7.15%

• Interest Only Option
• No balloon
• 6 month LIBOR plus 250 bps after fixed rate interest only period
• Minimum 700 middle credit score on primary guarantor. No mortgage derogs within previous 36 months.
• Interest only during fixed term only