Welcome to AIM Financial Services
A.I.M. was formed in 2001 to create a financial services organization that brings quality service to the small and medium size borrower. The large banks are taking the human element out of the transaction and directing borrower towards utilizing automation and technology to process loan requests. So, after spending 20+ years with large expanding financial institutions, the principals of AIM realized that a tremendous need existed in this segment of the market. Certainly, technology is essential in this day and age, and AIM utilizes these tools, but the personal service aspect of a transaction can never be sacrificed at the expense of technology.
AIM began as a mortgage lending company in the state of Florida providing hard money loans to real estate investors of residential and small commercial properties. This type of loan product blended well with AIM’s service strategy as hard money loans are not typically offered by banks. As the decade rolled on, AIM expanded their commercial brokerage segment as they realized the small balanced loan borrowers, particularly in the apartment loan segment, were under served.
The primary lenders in this segment were local banks or commercial loan departments of larger regional and national banks. As those banks comfort level center around shorter loan terms and adjustable rates, AIM realized an opportunity existed if they could align themselves with national lending institutions that had programs for commercial and apartment loans.
In 2003 AIM began to research what the experts were predicting about the national commercial real estate markets for the foreseeable future. Based on their findings, AIM determined that the apartment market, also referred to as multifamily, was the segment of the market that will experience the most growth and yield the least amount of risk to investors. Therefore, by the end of that, AIM created a multifamily finance division by hiring staff anda director to provide services to this segment. Their initial marketing strategy was direct mail to all (17,000+) apartment owners in the state of Florida. They’ve since expanded nationwide by utilizing internet marketing via their website and networking with commercial realtor.
Today AIM depends solely on their people providing quality service as their competitive edge. They understand and realize that, with the internet, QUALITY SERVICE is more important than ever in obtaining and keeping happy and satisfied customers.
Testimonials
“If you’ve ever been in a situation where your mortgage holder refuses to bend or compromise, you’ll understand why I turned to AIM Funding. After many sleepless nights, they gave me much comfort. I called their number on a whim; I was desperate! I was greeted by a friendly staff that apprised me of all the necessary things needed to get the modification process started. I provided what was requested of me. They then told me to sit back and let them handle it from there. I was not to communicate with the lender in any way. All written communication was to be sent to them; all phone calls were to be reported to them. They would become my spokesperson, from this point on. I was told “Let us handle them. We will hound them until we get results.” In a timely manner, I was sent a modification package which lowered my monthly payment by three hundred dollars! Needless to say, I can now sleep at night! The entire staff worked miracles! It’s all about me now!”Sharon Miller-Kennedy
“Life can be very unexpected and it was no different for me. I live with my two elderly parents and was in a long time relationship for 10 years, it is over now. I found myself supporting both my parents and covering their medical expenses plus being the only one with an income all of the sudden. I did not know if I was going to be able to keep my house so I decided to modify my mortgage. I heard on the radio an advertisement for AIM and decided to contact them, from that first meeting I knew that I had found a reputable business. They explained all the steps involved and made my life a lot easier. All, Isabel, Joe, Patrick, Mark and Phil, they were all professionals and had a lot of knowledge and best of all they kept me informed of the process. I also had the opportunity to experience that all of these wonderful people can and will do anything to help. To all - a BIG THANK YOU!”
Lilia Perez
“My first impression was very good with the staff and the process! The follow through and outcome were great!”
Richard Larosa
“Basically I was going through a very hard time trying to make my mortgage payments due to the financial problems. I looked online, found your group and decided to come to you in order to help resolve the matter. I was VERY happy with the results and I hope that I can refer some friends that are going through the same situation. Thank you very much for your help. I think that you provide a very good service.”
Ana Nedialkov
Check out AIM Financial Services A+ rating with the Better Business Bureau!
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Mortgage Modification In The News
- Fixing the Economy
In order to effectively contribute to our economy's recovery, the government should implement business strategies based on basic economic fundamentals, by and large, allowing the free market to correct itself. Deploying artificial incentives and credits will only delay and potentially worsen the recovery. - Upfront Mortgage Modification Fees in Florida
Homeowners need to watch out for upfront Mortgage Modification Fees - Should a homeowner modify their mortgage?
Mortgage modification should ONLY be an option when the homeowner definitively realizes that, due to a financial hardship, they no longer can make their monthly mortgage payment. - Bernanke Says Government Must Step Up Efforts on Foreclosures
Federal Reserve Chairman Ben S. Bernanke said the U.S. government must step up efforts to prevent home foreclosures, with options including buying delinquent mortgages and providing bigger incentives for refinancing loans.